Write a SAR Narrative in FinCEN Format

What You'll Get

A complete SAR narrative following the required 5W structure (who, what, when, where, why suspicious) — formatted for the FinCEN BSA E-Filing system.

The Prompt

Draft a SAR narrative for this suspicious activity: [describe the activity pattern using generic terms — no real names or account numbers]. Use the FinCEN 5-part format: (1) who is involved, (2) what suspicious activity occurred, (3) when and how often, (4) where (transaction types/channels), (5) why this activity is suspicious. Formal, factual tone.

Tips

Never include real customer names, account numbers, or Social Security numbers in any AI prompt — use generic descriptions like "a business account" or "the subject" instead. Add your institution-specific details only after you copy the AI draft into your internal SAR system.